Essential Winter Prep Tips for Your Home

As winter approaches, the transition brings a natural concern for keeping your home warm and secure. The good news is that a few proactive steps can prevent stress and costly insurance claims later on. Here's how you can ensure a cozy and safe winter season at home:

Update Smart Thermostat Settings

Modern smart thermostats adjust automatically to reduce energy waste. Aim to set your thermostat between 68°F and 70°F while at home to maintain comfort without spiking energy bills.

Insulate Exposed Pipes

Protect your pipes from freezing and bursting by adding insulation, especially in basements or where pipes are exposed to the exterior. A little insulation can prevent big problems.

Boost Indoor Air Quality

Enhance your home's air quality with HEPA filters to remove viruses and particles, or MERV 13+ filters for dust and allergens. These can be used in HVAC systems or portable units.

Clear and Check Solar Panels

Ensure your solar panels are set to winter modes and clean any snow after storms to keep them efficient. Proper maintenance can help maintain energy production during the colder months.

Seal Gaps Around Windows and Doors

A simple way to retain heat and reduce energy bills is by sealing any gaps around your windows and doors. It's a classic tip that remains effective year after year.

Schedule a Heating System Checkup

Have your heating system inspected annually to prevent unexpected breakdowns during the coldest days. Regular maintenance is key to a trouble-free winter.

Clean Out Gutters

By clearing out leaves and debris from your gutters, you can prevent ice dams and water backups that lead to larger issues. This small task protects both your roof and foundation.

Document Your Home Digitally

Create a smartphone video walkthrough of your home and valuables. This digital documentation can expedite any potential insurance claims, making the process simpler and quicker.

Even implementing just a few of these steps can significantly impact how well your home withstands the winter weather. Stay proactive, and remember that it's never too late to start preparing! If you need help reviewing your homeowners insurance, especially for winter weather coverage, reach out today to discuss your options.